Most of the time, the APR for short term loans ranges from 260. 71 to 1825. 00, though this can vary somewhat. Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds.
Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR вЂў Overdraft Fee: 40 charge, 782.
We Work For You. All credit types welcome. Fast Funding. Accept and get funds. How our loans work. You apply online. Its easy to apply for a cash loan online.
Check Cashing. No matter the amount or the type, we charge the same low fee for cashing government, small business, payroll, or tax refund checks. Money Transfer. Sending money is easy at Nix with our MoneyGram services. You can quickly and easily send cash to anyone in the US, Mexico, or any country internationally either online or at any Nix Neighborhood Lending location. Insurance Services. If disaster strikes, you need to make sure your most valuable assets are protected.
Nix Insurance Services will help you select a plan that covers your most important assets while offering a premium that fits into your budget.
Absolutely one of the BEST lenders I have ever worked with, including mainstream lenders. Highly recommended. Thanks for believing in us. You guys are making one little girl super happy. She now gets her new school clothes. Spotloan to the Rescue. Spotloan has been a lifeline to me on numerous occasions, I would highly recommend their service to anyone faced with unexpected expenses.
Additionally, all of my dealings with their customer service representatives, both via phone email, have been exceptional.