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Credit counseling for payday loans

And then a fourth, and then, finally, in October 2014, a fifth. The loan companies were taking Taylors entire paycheck every two weeks, Taylor said, and he started working odd jobs to make extra money. He even had to write bad checks to buy groceries for himself credit counseling for payday loans his mother.

Still, it was impossible to stay on top of the payments. Taylor was searching for a consolidated loan to pay off his debts when he stumbled across the Virginia Poverty Law Center, which offers free legal services to low-income state residents.

The center told Taylor that the types of loans he had been given were illegal in Virginia, where state law says Internet payday lenders cant charge more than 12 percent annual interest without a license. A lawyer for Silver Cloud Financial, which gave Taylor the first loan, said that the transaction did not break any laws.

Credit counseling for payday loans

We are NOT A LENDER and we do not make short term cash loans or credit decisions. We are a referral credit counseling for payday loans and work only with licensed lendersbrokers.

In the state of California we are a licensed financial broker, license 60DBO44857 and we directly broker loans only to licensed lenders.

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Credit counseling for payday loans

People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more. Such a loan from one of our lenders can help you get the cash you need. Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan. APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as credit counseling for payday loans nominal yearly rate.

It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6 up to 35.

Credit counseling for payday loans

The minimum term for an automatic renewal is 15 days and you will likely be required to pay renewal fees and additional interest charges. Were Committed To Service, Speed Security. Connect with a Helpful Lender. We commit to connecting you with an approved lender. We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork.

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Credit counseling for payday loans